Job Description

Licensed Agent – Health Benefits

At Perfiniti Insurance, we have a passion for helping our clients obtain comprehensive and affordable coverage, while educating them throughout their lifetime. With the complexity of insurance and a wide range of options available, our clients need more than just a policy—they need exceptional guidance from someone they can trust.

We're not a national call center. We pride ourselves on providing personal, local service—whether over the phone or face-to-face. As a certified and licensed brokerage operating in Indiana, Illinois, Kentucky, and additional states, we support our clients year-round across ACA Marketplace, Medicare Advantage, Medicare Supplement, Part D, and Supplemental Coverage options.

As a Licensed Agent – Health Benefits, you will guide clients through their coverage options and support them from enrollment through every stage of their health insurance journey. Responsibilities include:

• Consult with individuals and families to assess their health coverage needs across ACA, Medicare, and Supplemental lines
• Enroll clients in the appropriate plans during AEP, OEP, SEP, and year-round enrollment periods
• Educate prospects on plan differences, costs, and coverage so they can make informed decisions
• Maintain and grow a client book through referrals, community outreach, and ongoing relationship management
• Provide year-round support for plan changes, billing questions, coverage reviews, and renewals
• Stay current on federal and state insurance regulations, carrier updates, and compliance requirements
• Maintain accurate, up-to-date client records in our internal systems

What You Bring:

• Active health insurance license (Life & Health) in Indiana, Illinois, or Kentucky required
• Experience selling or servicing ACA Marketplace and/or Medicare products preferred
• Strong consultative communication skills—both verbal and written
• Self-motivated with the ability to manage your own client pipeline independently
• AHIP or Medicare certification (required or willingness to obtain prior to start)
• High school diploma or equivalent (additional education or certifications a plus)

What We Offer:

• Base salary of $35,000–$40,000 annually, commensurate with experience
• Monthly commission payments on new enrollments plus renewals included, so your book of business keeps paying as it grows
• Full-time, stable position with a growing, client-focused brokerage
• Supportive, collaborative team environment with access to carrier contracts and tools
• Ongoing training, compliance support, and professional development opportunities
• Full health benefits package, including:
• Medical
• Dental
• Vision
• Short-Term Disability (STD)
• Life Insurance
• 401(k) with company match

Nice-to-Haves:

• Licensed in multiple states (multi-state appointments a plus)
• Experience with Supplemental products (hospital indemnity, critical illness, dental/vision)
• Existing Medicare or ACA client book you're looking to grow
• Bilingual skills (Spanish/English or others)

If you're a licensed health insurance professional looking to join a people-first company that values service, professionalism, and community connection, we'd love to hear from you. Apply today and start making a real difference with Perfiniti Insurance.

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